Financial Planning

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Our Story

We can help you prepare for the future with a financial plan designed especially for you. A good financial plan is a blueprint that lets you save, spend, invest, manage risk and approach tax and estate planning with confidence.

Our Financial Planning Approach

A Personalized Financial Plan For Your Situation At PrimeHills, the financial planning process starts with a detailed understanding of your long-term goals. We don't lump you into a predefined group. Rather, we aim to learn about your specific needs and objectives and tailor a recommendation accordingly.
One of our financial planning professionals will gather information on your current financial situation, including your investment goals, time horizon, income and expenses, portfolio distributions and cash flow needs, and more. We will use that information to prepare a personalized financial plan with clear, easy-to-understand information to help you make the right decisions about your financial future.

Why Might a PrimeHills Financial Plan Be Right For You?

First, because of the things we do:
* We provide an asset management strategy and recommendation based on your specific needs, analyzing time horizon, investment objectives and other factors specific to you.
* We can help you understand your legacy and how to ensure your wishes are met in the future.
* We educate you on financial planning topics like: Social Security optimization, legacy and charitable gift planning, perspective on annuities, life insurance and long term care.
* We provide access to professional resources.
Secondarily, and importantly, because of the things we don't do:
* We won't sell you annuities or other high-fee insurance products.
* We don't receive referral fees from other professionals.
* We don't share your information with third party groups to develop your plan.

HOW PRIMEHILL CAN HELP

Financial Plan Evaluation

How does your financial plan stack up? We can help you evaluate if you're on track to meet your goals and help with budgeting for the future you want.

Retirement Income Plans

You may need to take income from your investments after you stop receiving a regular paycheck. We can help you figure out how, without depleting your funds.

Portfolio Management

We create and manage portfolios tailored to your situation and investment goals. Tired of layered fees from funds and overlapping investments? We can help.

Does your financial plan provide an investment strategy to help you reach your financial goals and objectives?

The overall success of your financial plan is partly dependent on an appropriate investment recommendation, based on your long-term financial goals and objectives. At PrimeHill Investments, we take into account everything from your family health history to the specific stocks, bonds or other investments in your portfolio to help build an in-depth understanding of the objectives for your assets. Using tools like portfolio simulations and historical modeling, we can provide an investment recommendation we believe is most likely to help you reach your goals. This recommendation provides the foundation for your future financial success and may help you avoid running out of money in retirement.

Is your financial plan helping to ensure you leave the

legacy you want?

Many investors find their investment time horizon may last beyond their lifetime, giving them the opportunity to use their assets to support someone or something important to them. While supplementary to an appropriate investment recommendation, planning for a legacy is a common desire for many of our clients. At PrimeHill Investments, we provide education and resources to help you invest and prepare for your retirement and legacy goals.

Does your financial plan provide perspective on financial planning topics such as Social Security, taxes and insurance?

Many investors want to feel they are making informed and prudent decisions about all aspects of their wealth, not just their investment strategy and legacy. Understanding the relationship between taxes, cash flow requirements, and Social Security benefits may influence how you meet your living expenses both before and after retirement. Additionally, recognizing the connection between your investments and insurance needs (e.g. health, long-term care, and annuities) may help you decide whether purchasing coverage is appropriate.

Setting Goals

Your retirement plan begins with you and your goals - what you want to do, how much that will likely cost and any additional goals you may have for your money.

Define Your Time Horizon

How long will you need your money working for you? It may be longer than you think. Plan ahead now to avoid surprises later.

Understand Your Spending

A thorough financial plan accounts for what you need to spend and how you'll get the money for it, whether from investment income, withdrawals or your Social Security benefit.